The Biden administration is once again making moves to forgive the student debt of millions of Americans, following a setback from the Supreme Court last year. This initiative aims to provide relief to borrowers who have been burdened by the existing student loan system. In the upcoming days, the U.S. Department of Education is set
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Cryptocurrency prices are notoriously volatile, especially in the midst of political and economic uncertainty. With factors such as interest rate news from the Federal Reserve and policy proposals from Former President Donald Trump looming, predicting the future prices of currencies like bitcoin and ether becomes even more challenging. Amid such unpredictability, experts emphasize the importance
The fluctuating price of bitcoin has been a common topic among experts and investors, with the current value hovering around $70,000. The recent surge in price was followed by a dip below $67,000, showing the volatile nature of the cryptocurrency market. Despite the decrease from its record high of above $73,000, bitcoin is still up
The traditional American 9-to-5 workday is quickly becoming a thing of the past. According to the 2023 Global Traffic Scorecard released by INRIX Inc., the standard 40-hour workweek has transformed into a 10-to-4 schedule. This shift is largely attributed to the rise of flexible working arrangements that have been adopted by more commuters in recent
Millions of federal student loan borrowers are currently benefiting from a pause in loan payments thanks to the Biden administration’s new income-driven repayment plan known as SAVE. The program, which stands for Saving on a Valuable Education Plan, has placed eligible borrowers into an administrative forbearance while legal battles over its implementation continue. During this
A recent study conducted by the National Institute on Retirement Security revealed that only 11% of Americans who are not yet retired are aware of the exact amount of Social Security benefits they are eligible to receive. Furthermore, 24% of individuals claim to be “not very sure” about their benefit amounts, while 22% admit to
In recent times, there has been a noticeable decline in job seeker confidence as reported in a quarterly survey by ZipRecruiter. This decline has taken the level of confidence to its lowest point in over two years. Previously, workers had reason to be optimistic about the job market due to its strength and resilience, despite
The run up to the U.S. presidential election often sees an increase in stock market volatility, leaving investors feeling anxious about the potential impact on their finances. A survey conducted by the American Psychiatric Association revealed that 73% of people expressed anxiety over the election. This anxiety can lead some investors to make impulsive decisions,
The anticipated annual raise for workers in 2025 is set to decrease to 4.1%, a drop from the 4.5% seen this year. This change is primarily attributed to the dynamics of the supply and demand of labor, with affordability and industry-specific conditions playing secondary roles. The survey conducted by WTW, a consulting firm, with data
Despite data indicating a strong U.S. economy, a significant number of Americans believe otherwise. A recent survey conducted by Affirm revealed that 3 out of 5 adults view the country as being in a recession. This perception is fueled by factors such as rising costs and financial difficulties, which have led many to believe that