Open enrollment season often evokes feelings of both excitement and anxiety. For individuals, it’s a time to reassure oneself of health coverage and review benefits that will serve personal needs. However, when a couple faces the enrollment process together, it becomes a balancing act that requires effective communication and planning. With differing enrollment windows, diverse
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As the holiday season approaches, many travelers find themselves grappling with the complex logistics of planning trips for Thanksgiving, Christmas, and New Year’s. With unpredictable weather patterns and heavier crowds, navigating holiday travel can be daunting. However, understanding the best times to book flights, making informed decisions about travel dates, and knowing how to handle
As the expiration date for several significant tax provisions looms just a few years away, policymakers in the United States are grappling with critical questions that could have widespread ramifications. The Tax Cuts and Jobs Act (TCJA) of 2017, a sweeping piece of legislation signed into law by former President Donald Trump, implemented various temporary
As the election approaches, investors are facing a whirlwind of tax policy proposals from both Democratic and Republican candidates. The impending changes can evoke strong emotions that may lead to impulsive financial decisions, according to experts. Vice President Kamala Harris, the Democratic nominee, has outlined plans for tax cuts for the middle class while suggesting
As the presidential election approaches, investors are closely watching the proposed changes to capital gains taxes from both parties. Vice President Kamala Harris recently suggested a 28% tax on long-term capital gains for individuals earning over $1 million annually, which is an increase from the current 20% rate. Senator Bernie Sanders expressed a desire to
“DormTok” has taken social media by storm, showcasing college students’ elaborate dorm room designs. With the stakes of dorm decor seemingly higher than ever, parents are left wondering if they need dorm insurance to protect their child’s belongings. Dorm insurance is a type of personal property insurance designed for college students living on campus. It
Recently, federal student loan borrowers received an email from the Biden administration about potential debt forgiveness. Despite the promising news, a Republican-led challenge has temporarily halted the plan before it could be fully implemented. U.S. District Judge Randal Hall issued a temporary restraining order against President Biden’s effort to cancel student debt, responding to a
The IRS is still in the process of developing strategies to prevent increased audits for taxpayers earning less than $400,000 annually. While the Treasury Inspector General for Tax Administration reported that the IRS has made “limited progress” in this regard, there are certain aspects of tax returns that can attract attention from the IRS, regardless
Vice President Kamala Harris has put forward a plan to raise the capital gains tax rate for households earning over $1 million annually. This proposed tax hike would affect long-term capital gains, which are assets owned for more than one year, increasing the rate from the current 20% to 28%. According to Harris, the aim
Gone are the days when Sunday circulars were the only source of coupons. In today’s digital age, consumers have access to online codes, browser extensions, and money-saving apps to help them find significant discounts at any time. According to a recent study by SimplyCodes, Friday is the best day for consumers to save money while