In a world where pop music reigns supreme, the lyrics and melodies often mirror the society we live in. Today, despite positive economic indicators such as expanding economy and low unemployment rates, recent pop hits tell a different story. Artists like Taylor Swift and Beyoncé have captured the essence of a collective malaise in their
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With the looming possibility of Project 2025 coming into effect, there is a lot of speculation about how it will reshape the landscape of U.S. income tax policies and revamp the Internal Revenue Service (IRS). The initiative, spearheaded by conservative think tank The Heritage Foundation in collaboration with over 100 other right-leaning organizations, aims to
Recent years have seen a significant increase in the popularity of so-called paycheck advance programs, also known as earned wage access. These programs allow workers to access their paychecks before payday, typically for a fee. The Consumer Financial Protection Bureau (CFPB) has taken notice of this trend and proposed an interpretive rule stating that these
The Biden administration’s new student loan repayment plan, known as the Saving on a Valuable Education (SAVE) plan, has faced a setback with a federal appeals court temporarily halting its implementation. The St. Louis-based 8th U.S. Circuit Court of Appeals blocked the entire SAVE plan, which was described as “the most affordable student loan plan
The clock is ticking for Social Security’s funds, with projections showing a grim future for the program. The combined trust funds are expected to last until 2035, after which only 83% of benefits will be payable. The retirement benefits fund is even worse off, projected to run out by 2033, leaving only 79% of benefits
Recent studies have shown that workplace engagement is on the decline, with only one-third of employees being actively engaged in their work. This trend has been highlighted in a 2023 Gallup poll, which revealed that roughly 50% of employees are not engaged, while another 16% are actively disengaged. This lack of engagement has led to
The Social Security Administration is in the process of updating its online services, and it is crucial for account holders to take action to ensure continued access. If you created your online “my Social Security” account before Sept. 18, 2021, it is particularly important for you to log in and make the necessary updates. Account
Rentvesting is a concept where individuals choose to rent their primary residence while simultaneously investing in another property to rent out for short- or long-term purposes. It’s seen as a way to enter the property market, especially in cities where home prices may be out of reach for many renters. While rentvesting can be an
The Biden administration has faced various legal challenges in its attempts at student loan forgiveness. From the Supreme Court striking down the initial forgiveness plan to the partial suspension of the new income-driven repayment plan (SAVE) due to lawsuits from Republican-led states, the road to debt relief has been tumultuous. Experts predict that efforts to
In recent times, the U.S. economy has witnessed a significant slowdown in inflation rates, with some consumer prices experiencing a decline. Deflation, the counterpart of inflation, measures the rate at which prices of consumer goods and services are falling. Over the past year, physical goods have been the primary reason for deflation, as indicated by